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Credit Cards: Difference between revisions
→Getting Started
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#* Use a referral link for $50 credit | #* Use a referral link for $50 credit | ||
#* Mark your occupation as student to get the student card | #* Mark your occupation as student to get the student card | ||
#* Make sure | #* Make sure you list an income that is >=$10,000 | ||
#* If rejected, apply for the Capital One Platinum | #* If rejected, apply for the Capital One Platinum | ||
# Get the Chase Freedom | # Get the Chase Freedom | ||
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#* If rejected, get the PayPal MasterCard. I don't have a referral link for this. | #* If rejected, get the PayPal MasterCard. I don't have a referral link for this. | ||
#* Or get the Capital One Quicksilver or Capital One Savor One using a referral. | #* Or get the Capital One Quicksilver or Capital One Savor One using a referral. | ||
The Discover It and Capital One Platinum cards are easier to get for people with no prior credit history. | |||
If you're uncomfortable listing an income >= $10,000 then you may apply for the Discover It secured instead. | |||
Next, you want to get a Chase Freedom card so you can start building a reputation with Chase bank. | |||
Chase auto-rejects customers who have opened 5 or more credit cards within the prior 24 months so it is essential to get the Freedom as one of your first 5 cards. | |||
The best travel cards to get later on will be the Chase Sapphire lineup. These have great perks. | |||
Finally, at the end you can get an American Express card. Be sure to get an MR points card which will enable you to take advantage of the frequent Amazon offers. | |||
The list of no annual fee MR cards from best to worst are: Blue Business Plus, Everyday, and finally Blue. | |||
American Express has a convenient preapproval system. | |||
==American Express== | ==American Express== | ||