Credit Cards

Credits Cards categorized by the issuing bank.

Getting Started

Get the Discover It 5% card as your first card
- Use a referral link for $50 credit
- Mark your occupation as student to get the student card
- Make sure you list an income that is >=$10,000.
- If rejected, apply for the secured card or the Capital One Platinum.

Alliant Credit Union

Alliant Visa Signature

American Express

Amex cards earn MR points. MR points can be redeemed for cash at 0.6 cents per point.

Amex EveryDay
- 2 MR points at supermarkets
Amex Blue Business Plus
- 2 MR points per dollar

Bank of America

Bank of America Cash Rewards Credit Card - 3% in a fixed category of your choice, 2% at grocery stores and wholesale clubs

Capital One

Capital One Quicksilver - 1.5% Cashback. No foreign transaction fee.

Citi

Chase

Chase cards earn UR points.
UR points can be redeemed for statement credit at 1 UR point = 1 cent.
With the Sapphire Preferred or Reserve cards, they can be transferred or redeemed for travel for more value.

Chase Freedom - 5 UR points at rotating categories
Chase Freedom Unlimited - 1.5 UR points
Chase Sapphire Preferred - 2 UR points travel and dining worldwide, $95 AF
Chase Sapphire Reserve - 3 UR points travel and dining worldwide, $450 AF
Chase Amazon Visa

Caveats

5/24 rule. If you've gotten 5 credit cards (from any issuer) within the past 24 months, you will get automatically rejected

Discover

Discover it Cash Back
- 5% Rotating categories
Discover it Chrome
- 2% at Gas and Restaurants

Fidelity

Fidelity Rewards Visa

Synchrony Bank

Synchrony Bank is one of the more lenient lenders. I have yet to get rejected for a credit card from them. They also give the highest credit limits among banks I've applied to.

PayPal Cashback Mastercard - 3% cashback w/ PayPal checkout, 2% elsewhere
Amazon Store Card - 5% cashback at Amazon
Rakuten Cash Back Visa (Discontinued) - 3% cashback on Rakuten cashback purchases
Synchrony Premier Mastercard

Wells Fargo

Wells Fargo Propel (replaced by Wells Fargo Autograph) - 3% on restaurants, gas, travel. No annual fee.
Wells Fargo Active Cash - 2% visa card. No annual fee.