Credit Cards: Difference between revisions

 
(4 intermediate revisions by the same user not shown)
Line 40: Line 40:


;Caveats
;Caveats
* 5/24 rule. If you've gotten 5 credit cards (from any issuer) within the past 24 months, you will get automatically rejected
* 5/24 rule. If you've gotten 5 credit cards from any issuer within the past 24 months, your application will be rejected.


==Discover==
==Discover==
Line 54: Line 54:
They also give the highest credit limits among banks I've applied to.
They also give the highest credit limits among banks I've applied to.


* [[PayPal Cashback Mastercard]] - 3% cashback w/ PayPal checkout, 2% elsewhere
* [[PayPal Cashback Mastercard]] - 3% cashback w/ PayPal checkout, 1.5% elsewhere
* [[Amazon Store Card]] - 5% cashback at Amazon
* [[Amazon Store Card]] - 5% cashback at Amazon
* [[Rakuten Cash Back Visa]] (Discontinued) - 3% cashback on Rakuten cashback purchases
* [[Rakuten Cash Back Visa]] (Discontinued) - 3% cashback on Rakuten cashback purchases
Line 60: Line 60:


==Wells Fargo==
==Wells Fargo==
* [[Wells Fargo Propel]] (replaced by [[Wells Fargo Autograph]]) - 3% on restaurants, gas, travel. No annual fee.
* [[Wells Fargo Autograph]] (formerly [[Wells Fargo Propel]]) - 3% on restaurants, gas, travel. No annual fee.
* [[Wells Fargo Active Cash]] - 2% visa card. No annual fee.
* [[Wells Fargo Active Cash]] - 2% visa card. No annual fee.


Line 68: Line 68:
* [[:Category:Credit Card - 5% Rewards]]
* [[:Category:Credit Card - 5% Rewards]]
* [[:Category:Credit Card - No foreign transaction fee]]
* [[:Category:Credit Card - No foreign transaction fee]]
==Benefits==
===Auto Rental Collision Damage Waiver===
See https://www.nerdwallet.com/article/credit-cards/credit-card-rental-car-coverage
;Primary
* Bilt World Elite Mastercard
;Secondary
* Wells Fargo Autograph
* Wells Fargo Active Cash
===Cellular Telephone Protection===
* Wells Fargo Autograph
* Wells Fargo Active Cash