Credit Cards: Difference between revisions
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MR points can be redeemed for cash at 0.6 cents per point. | MR points can be redeemed for cash at 0.6 cents per point. | ||
* [[Amex EveryDay]] | * [[Amex EveryDay]] - 2 MR points at supermarkets | ||
* [[Amex Blue Business Plus]] - 2 MR points per dollar | |||
* [[Amex Blue Business Plus]] | |||
==Bank of America== | ==Bank of America== | ||
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==Chase== | ==Chase== | ||
Chase cards earn UR points | Chase cards earn UR points which can be redeemed for statement credit at 1 cent per point.<br> | ||
With the Sapphire Preferred or Reserve cards, they can be transferred or redeemed for travel for more value. | With the Sapphire Preferred or Reserve cards, they can be transferred or redeemed for travel for more value. | ||
* [[Chase Freedom]] | * [[Chase Freedom]] - 5 UR points at rotating categories | ||
* [[Chase Freedom Unlimited]] - 1.5 UR points | |||
* [[Chase Freedom Unlimited]] | * [[Chase Sapphire Preferred]] - 2 UR points travel and dining worldwide, $95 AF | ||
* [[Chase Sapphire Reserve]] - 3 UR points travel and dining worldwide, $450 AF | |||
* [[Chase Sapphire Preferred]] | |||
* [[Chase Sapphire Reserve]] | |||
* [[Chase Amazon Visa]] | * [[Chase Amazon Visa]] | ||
;Caveats | ;Caveats | ||
* 5/24 rule. If you've gotten 5 credit cards | * 5/24 rule. If you've gotten 5 credit cards from any issuer within the past 24 months, your application will be rejected. | ||
==Discover== | ==Discover== | ||
* [[Discover it Cash Back]] | * [[Discover it Cash Back]] - 5% Rotating categories | ||
* [[Discover it Chrome]] - 2% at Gas and Restaurants | |||
* [[Discover it Chrome]] | |||
==Fidelity== | ==Fidelity== | ||
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They also give the highest credit limits among banks I've applied to. | They also give the highest credit limits among banks I've applied to. | ||
* [[PayPal Cashback Mastercard]] | * [[PayPal Cashback Mastercard]] - 3% cashback w/ PayPal checkout, 1.5% elsewhere | ||
* [[Amazon Store Card]] - 5% cashback at Amazon | |||
* [[Amazon Store Card]] | * [[Rakuten Cash Back Visa]] (Discontinued) - 3% cashback on Rakuten cashback purchases | ||
* [[Rakuten Cash Back Visa]] (Discontinued) | |||
* [[Synchrony Premier Mastercard]] | * [[Synchrony Premier Mastercard]] | ||
==Wells Fargo== | ==Wells Fargo== | ||
* [[Wells Fargo | * [[Wells Fargo Autograph]] (formerly [[Wells Fargo Propel]]) - 3% on restaurants, gas, travel. No annual fee. | ||
* [[Wells Fargo Active Cash]] - 2% visa card. No annual fee. | |||
* [[Wells Fargo Active Cash]] | |||
==Categories== | ==Categories== | ||
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* [[:Category:Credit Card - 5% Rewards]] | * [[:Category:Credit Card - 5% Rewards]] | ||
* [[:Category:Credit Card - No foreign transaction fee]] | * [[:Category:Credit Card - No foreign transaction fee]] | ||
==Benefits== | |||
===Auto Rental Collision Damage Waiver=== | |||
See https://www.nerdwallet.com/article/credit-cards/credit-card-rental-car-coverage | |||
;Primary | |||
* Bilt World Elite Mastercard | |||
;Secondary | |||
* Wells Fargo Autograph | |||
* Wells Fargo Active Cash | |||
===Cellular Telephone Protection=== | |||
* Wells Fargo Autograph | |||
* Wells Fargo Active Cash | |||