Credit Cards: Difference between revisions

Credit Cards (view source)

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 The Discover It and Capital One Platinum cards are easier to get for people with no prior credit history.
-They also have some of the best US customer support.
 If you're uncomfortable listing an income >= $10,000 then you may apply for the Discover It secured instead.
 Next, you want to get a Chase Freedom card so you can start building a reputation with Chase bank.
-Chase auto-rejects customers who have opened 5 or more credit cards within the prior 24 months so it is essential to get the Freedom as one of your first 5 cards.
+Chase auto-rejects customers who have opened 5 or more credit cards within the prior 24 months.
-The best travel cards to get later on will be the Chase Sapphire lineup. These have great perks.
-Finally, at the end you can get an American Express card. Be sure to get an MR points card which will enable you to take advantage of the frequent Amazon offers.
-The list of no annual fee MR cards from best to worst are: Blue Business Plus, Everyday, and finally Blue.
-American Express has a convenient preapproval system.
 If you want a general purpose credit card, you can apply for the PayPal Mastercard issued by Synchrony Bank.
-Synchrony Bank is very generous with approvals and with credit limits so you can apply for this at any stage.
+Synchrony Bank is very generous with approvals and with credit limits so you can apply for their cards at any time.
 ==American Express==