Discover it Cash Back

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Discover it Cash Back card
Website
Great starter credit card which has no annual fees and no foreign transaction fees.
It has rotating 5% categories which make it a good keeper card.

Features

Sign up bonus
- $50 if you use a referral link
- Matches first year cash back.
5% cashback on rotating categories each quarter
No annual fee
No foreign transaction fees
Contactless Payments (starting Nov. 2019)

Categories

Cashback Calendar The categories have been fairly consistent the past few years.

Categories for 2021

January-March: Grocery stores, Walgreens and CVS
April-June: Gas stations, wholesale clubs, select streaming services
July-September: Restaurants and PayPal
October-December: Amazon.com, Walmart.com and Target.com

Historical categories

Categories for 2020

January-March: Grocery stores, Walgreens and CVS
April-June: Gas stations, Uber, Lyft and wholesale clubs
- Note that Costco does not accept Discover. So wholesale clubs are primarily BJs and Sam's Club.
July-September: Restaurants and PayPal
October-December: Amazon.com, Walmart.com and Target.com

Categories for 2019

January-March: Grocery stores
April-June: Gas stations, Uber, Lyft
July-September: Restaurants and PayPal
October-December: Amazon.com, Walmart.com and Target

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