Investing: Difference between revisions

No edit summary
 
(7 intermediate revisions by the same user not shown)
Line 64: Line 64:


;Notes
;Notes
* To avoid tax complications, you should eliminate all other pre-tax IRAs beforehand by rolling them over to a 401k
* To avoid tax complications, you should eliminate all other pre-tax IRAs beforehand by rolling them over to a 401k. Otherwise, you will be subject to the pro-rata rule.


===Mega Backdoor Roth===
===Mega Backdoor Roth===
Line 87: Line 87:
{{main | Wealthfront }}
{{main | Wealthfront }}
; [https://www.wealthfront.com/c/affiliates/invited/AFFA-BMT8-AIJ3-FS7E Referral]<br>
; [https://www.wealthfront.com/c/affiliates/invited/AFFA-BMT8-AIJ3-FS7E Referral]<br>
;Benefits
 
* Tax-Loss Harvesting
; Cash Account
====Cash Account====
Wealthfront offers a cash account.
Wealthfront offers a cash account.
This account is distributed between 4 banks so it is FDIC Insured up to $1 million
This account is distributed between up to several banks so it is FDIC Insured up to $3 million <ref name="wealthfrontfdic" />.
 
==References==
{{reflist|refs=
<ref name="wealthfrontfdic">https://www.wealthfront.com/blog/wealthfront-fdic-insurance/</ref>
}}