EBay Mastercard

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\( \newcommand{\P}[]{\unicode{xB6}} \newcommand{\AA}[]{\unicode{x212B}} \newcommand{\empty}[]{\emptyset} \newcommand{\O}[]{\emptyset} \newcommand{\Alpha}[]{Α} \newcommand{\Beta}[]{Β} \newcommand{\Epsilon}[]{Ε} \newcommand{\Iota}[]{Ι} \newcommand{\Kappa}[]{Κ} \newcommand{\Rho}[]{Ρ} \newcommand{\Tau}[]{Τ} \newcommand{\Zeta}[]{Ζ} \newcommand{\Mu}[]{\unicode{x039C}} \newcommand{\Chi}[]{Χ} \newcommand{\Eta}[]{\unicode{x0397}} \newcommand{\Nu}[]{\unicode{x039D}} \newcommand{\Omicron}[]{\unicode{x039F}} \DeclareMathOperator{\sgn}{sgn} \def\oiint{\mathop{\vcenter{\mathchoice{\huge\unicode{x222F}\,}{\unicode{x222F}}{\unicode{x222F}}{\unicode{x222F}}}\,}\nolimits} \def\oiiint{\mathop{\vcenter{\mathchoice{\huge\unicode{x2230}\,}{\unicode{x2230}}{\unicode{x2230}}{\unicode{x2230}}}\,}\nolimits} \)

Somewhat of a bad credit card due to foreign transaction fees and low rewards. I would not recommend this unless you spend several thousand dollars on eBay each year. Get the PayPal Cashback Mastercard instead if you can which is 2 percent everywhere instead of just eBay.


  • Easy to get. Not much credit history required.
  • Signup bonus varies between $30-$50
    • $30 eBay credit after $150 eBay spending
    • $50 eBay credit after $250 eBay spending
  • No annual fee
  • 3 points (2 cents) at eBay for the first $1000 per year. 5 points (3.33 cents) afterwards.
  • 2 points (1.33 cents) at restaurants, on groceries, and on gas.
  • 1 point (0.66 cents) elsewhere
  • 1500 points = $10


  • Foreign transaction fee
  • No contactless payment
  • Low points to dollars ratio
  • Cannot link to mint.com