Discover it Cash Back

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Discover it Cash Back card
Website
Great starter credit card which has no annual fees and no foreign transaction fees.
It has rotating 5% categories which make it a good keeper card.

Features

  • Sign up bonus
  • 5% cashback on rotating categories each quarter
  • No annual fee
  • No foreign transaction fees
  • Contactless Payments (starting Nov. 2019)

Categories

Cashback Calendar The categories have been fairly consistent the past few years.

Categories for 2021
  • January-March: Grocery stores, Walgreens and CVS
  • April-June: Gas stations, wholesale clubs, select streaming services
  • July-September: Restaurants and PayPal
  • October-December: Amazon.com, Walmart.com and Target.com
Historical categories
Categories for 2020
  • January-March: Grocery stores, Walgreens and CVS
  • April-June: Gas stations, Uber, Lyft and wholesale clubs
    • Note that Costco does not accept Discover. So wholesale clubs are primarily BJs and Sam's Club.
  • July-September: Restaurants and PayPal
  • October-December: Amazon.com, Walmart.com and Target.com
Categories for 2019
  • January-March: Grocery stores
  • April-June: Gas stations, Uber, Lyft
  • July-September: Restaurants and PayPal
  • October-December: Amazon.com, Walmart.com and Target