Credit Cards: Difference between revisions
No edit summary |
|||
| (55 intermediate revisions by the same user not shown) | |||
| Line 1: | Line 1: | ||
Credits Cards categorized by the issuing bank. | Credits Cards categorized by the issuing bank. | ||
==Getting Started== | |||
# Get the Discover It 5% card as your first card | |||
#* Use a referral link for $50 credit | |||
#* Mark your occupation as student to get the student card | |||
#* Make sure you list an income that is >=$10,000. | |||
#* If rejected, apply for the secured card or the Capital One Platinum. | |||
==Alliant Credit Union== | |||
* [[Alliant Visa Signature]] | |||
==American Express== | ==American Express== | ||
* [[Amex EveryDay]] | Amex cards earn MR points. | ||
MR points can be redeemed for cash at 0.6 cents per point. | |||
* [[Amex EveryDay]] - 2 MR points at supermarkets | |||
* [[Amex Blue Business Plus]] - 2 MR points per dollar | |||
==Bank of America== | |||
* [[Bank of America Cash Rewards Credit Card]] - 3% in a fixed category of your choice, 2% at grocery stores and wholesale clubs | |||
==Capital One== | ==Capital One== | ||
* [[Capital One Quicksilver]] | * [[Capital One Quicksilver]] - 1.5% Cashback. No foreign transaction fee. | ||
==Citi== | ==Citi== | ||
* [[Citi Custom Cash]] | |||
* [[Citi Double Cash]] | |||
==Chase== | ==Chase== | ||
* [[Chase Freedom]] | Chase cards earn UR points which can be redeemed for statement credit at 1 cent per point.<br> | ||
With the Sapphire Preferred or Reserve cards, they can be transferred or redeemed for travel for more value. | |||
* [[Chase Freedom]] - 5 UR points at rotating categories | |||
* [[Chase Freedom Unlimited]] - 1.5 UR points | |||
* [[Chase Sapphire Preferred]] - 2 UR points travel and dining worldwide, $95 AF | |||
* [[Chase Sapphire Reserve]] - 3 UR points travel and dining worldwide, $450 AF | |||
* [[Chase Amazon Visa]] | |||
;Caveats | |||
* 5/24 rule. If you've gotten 5 credit cards (from any issuer) within the past 24 months, you will get automatically rejected | |||
==Discover== | ==Discover== | ||
* [[Discover it Cash Back]] | * [[Discover it Cash Back]] - 5% Rotating categories | ||
* [[Discover it Chrome]] - 2% at Gas and Restaurants | |||
==Fidelity== | |||
* [[Fidelity Rewards Visa]] | |||
==Synchrony Bank== | ==Synchrony Bank== | ||
* [[ | Synchrony Bank is one of the more lenient lenders. | ||
* [[ | I have yet to get rejected for a credit card from them. | ||
* [[ | They also give the highest credit limits among banks I've applied to. | ||
* [[PayPal Cashback Mastercard]] - 3% cashback w/ PayPal checkout, 2% elsewhere | |||
* [[Amazon Store Card]] - 5% cashback at Amazon | |||
* [[Rakuten Cash Back Visa]] (Discontinued) - 3% cashback on Rakuten cashback purchases | |||
* [[Synchrony Premier Mastercard]] | |||
==Wells Fargo== | |||
* [[Wells Fargo Autograph]] (formerly [[Wells Fargo Propel]]) - 3% on restaurants, gas, travel. No annual fee. | |||
* [[Wells Fargo Active Cash]] - 2% visa card. No annual fee. | |||
==Categories== | |||
{{main | Category:Credit Cards}} | |||
* [[:Category:Credit Card - 2% Cashback]] | |||
* [[:Category:Credit Card - 5% Rewards]] | |||
* [[:Category:Credit Card - No foreign transaction fee]] | |||
Latest revision as of 05:08, 30 August 2023
Credits Cards categorized by the issuing bank.
Getting Started
- Get the Discover It 5% card as your first card
- Use a referral link for $50 credit
- Mark your occupation as student to get the student card
- Make sure you list an income that is >=$10,000.
- If rejected, apply for the secured card or the Capital One Platinum.
Alliant Credit Union
American Express
Amex cards earn MR points. MR points can be redeemed for cash at 0.6 cents per point.
- Amex EveryDay - 2 MR points at supermarkets
- Amex Blue Business Plus - 2 MR points per dollar
Bank of America
- Bank of America Cash Rewards Credit Card - 3% in a fixed category of your choice, 2% at grocery stores and wholesale clubs
Capital One
- Capital One Quicksilver - 1.5% Cashback. No foreign transaction fee.
Citi
Chase
Chase cards earn UR points which can be redeemed for statement credit at 1 cent per point.
With the Sapphire Preferred or Reserve cards, they can be transferred or redeemed for travel for more value.
- Chase Freedom - 5 UR points at rotating categories
- Chase Freedom Unlimited - 1.5 UR points
- Chase Sapphire Preferred - 2 UR points travel and dining worldwide, $95 AF
- Chase Sapphire Reserve - 3 UR points travel and dining worldwide, $450 AF
- Chase Amazon Visa
- Caveats
- 5/24 rule. If you've gotten 5 credit cards (from any issuer) within the past 24 months, you will get automatically rejected
Discover
- Discover it Cash Back - 5% Rotating categories
- Discover it Chrome - 2% at Gas and Restaurants
Fidelity
Synchrony Bank
Synchrony Bank is one of the more lenient lenders. I have yet to get rejected for a credit card from them. They also give the highest credit limits among banks I've applied to.
- PayPal Cashback Mastercard - 3% cashback w/ PayPal checkout, 2% elsewhere
- Amazon Store Card - 5% cashback at Amazon
- Rakuten Cash Back Visa (Discontinued) - 3% cashback on Rakuten cashback purchases
- Synchrony Premier Mastercard
Wells Fargo
- Wells Fargo Autograph (formerly Wells Fargo Propel) - 3% on restaurants, gas, travel. No annual fee.
- Wells Fargo Active Cash - 2% visa card. No annual fee.