Discover it Cash Back

Discover it Cash Back card
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Great starter credit card which has no annual fees and no foreign transaction fees.
It has rotating 5% categories which make it a good keeper card.

Features

• Sign up bonus
  • $50 if you use a referral link
  • Matches first year cash back.
• 5% cashback on rotating categories each quarter
• No annual fee
• No foreign transaction fees
• Contactless Payments (starting Nov. 2019)

Categories

Cashback Calendar The categories have been fairly consistent the past few years.

Categories for 2021

• January-March: Grocery stores, Walgreens and CVS
• April-June: Gas stations, wholesale clubs, select streaming services
• July-September: Restaurants and PayPal
• October-December: Amazon.com, Walmart.com and Target.com

Historical categories

Categories for 2020

• January-March: Grocery stores, Walgreens and CVS
• April-June: Gas stations, Uber, Lyft and wholesale clubs
  • Note that Costco does not accept Discover. So wholesale clubs are primarily BJs and Sam's Club.
• July-September: Restaurants and PayPal
• October-December: Amazon.com, Walmart.com and Target.com

Categories for 2019

• January-March: Grocery stores
• April-June: Gas stations, Uber, Lyft
• July-September: Restaurants and PayPal
• October-December: Amazon.com, Walmart.com and Target